SECURE CHECKOUT
Your Security is Our Priority
Opust Solutions implements industry-leading security measures through our authorized payment processing partners to ensure your transactions and sensitive information are always protected.
1. PAYMENT SECURITY STANDARDS
1.1 PCI DSS Compliance
Fully compliant with Payment Card Industry Data Security Standard (PCI DSS) Level 1 – the highest certification available.
– Strict security standards for payment card data
– Regular security audits and assessments
– Never store complete card numbers, CVV codes, or PIN data
1.2 Tokenization
Advanced tokenization protects payment information:
– Card data replaced with unique tokens
– Tokens cannot be reversed to reveal card details
– Payment info never exposed during transactions
– Reduces data breach risk
1.3 Encryption
Bank-grade encryption protects all data:
– 256-bit SSL/TLS encryption for data in transit
– Strong encryption for sensitive data at rest
– Regular protocol updates
2. SECURE PAYMENT PROCESSING
2.1 Payment Methods
– Major credit cards (Visa, Mastercard, Amex, Discover)
– Debit cards
– Digital wallets (Apple Pay, Google Pay)
– Bank transfers
– Local payment methods
2.2 3D Secure Authentication
Enhanced security through 3D Secure 2.0:
– Additional authentication layer
– Reduces fraud and unauthorized transactions
– Supports biometric authentication
– Seamless user experience
2.3 Fraud Detection
Real-time monitoring:
– Machine learning algorithms detect suspicious patterns
– Real-time risk assessment
– Velocity checks prevent rapid-fire transactions
– Device fingerprinting and IP verification
– Behavioral analysis
3. DATA PROTECTION
3.1 Secure Infrastructure
– Redundant data centers with 99.9% uptime
– Regular security patches
– Intrusion detection/prevention systems
– 24/7 security monitoring
– DDoS protection
– Isolated network environments
3.2 No Data Storage
For your protection:
– We do NOT store complete payment card details
– CVV codes NEVER stored
– Payment data transmitted directly to secure processors
– Only tokenized references retained
3.3 User Authentication
Multiple security layers:
– Strong password requirements
– Two-factor authentication (2FA) available
– Session timeout after inactivity
– Login attempt monitoring
– Account activity notifications
4. COMPLIANCE
Maintaining global security standards:
– PCI DSS Level 1 Certified
– ISO 27001 Information Security Management
– GDPR Compliant (EU customers)
– SOC 2 Type II Certified
– Regional data protection regulations
5. TRANSACTION SECURITY
5.1 Address Verification (AVS)
Verifies billing address with card issuer for fraud protection.
5.2 CVV Verification
Requires a security code confirming physical card possession. Mandatory for online transactions.
5.3 Secure Gateway
– Direct encrypted communication with processors
– No intermediate data storage
– Instant processing
– Automatic retry with security checks
6. YOUR ROLE
6.1 Best Practices
– Use strong, unique passwords
– Enable two-factor authentication
– Never share login credentials
– Log out after transactions
– Keep contact information updated
– Review transaction history regularly
– Use secure internet connections (avoid public Wi-Fi)
6.2 Recognize Security
Look for:
– “https://” in URL
– Padlock icon in browser
– Valid SSL certificate
– Official Opust Solutions branding
6.3 Phishing Protection
– We never ask for passwords via email
– Verify email sender addresses
– Don’t click suspicious links
– Report phishing to [email protected]
– Access the account directly through the official website
7. MERCHANT SECURITY
7.1 Merchant Compliance
– Maintain PCI DSS compliance
– Implement secure checkout pages
– Use hosted payment pages or tokenization
– Never store sensitive payment data
– Regular staff security training
7.2 Integration
– Use official SDKs and APIs
– Implement proper authentication
– Validate all inputs
– Use webhooks for notifications
– Regular security updates
7.3 Protection Tools
– Fraud prevention in the dashboard
– Customizable risk rules
– Transaction monitoring alerts
– Chargeback prevention features
– Real-time reporting
8. INCIDENT RESPONSE
In the unlikely event of a security incident:
– Dedicated incident response team
– 24/7 monitoring and rapid response
– Immediate investigation
– Transparent communication
– Law enforcement collaboration when necessary
– Post-incident analysis
9. PRIVACY
Strict confidentiality:
– Access limited to authorized personnel only
– Employee background checks
– Regular security training
– Strict data handling policies
– Non-disclosure agreements
See Privacy Policy for detailed information.
10. CONTINUOUS IMPROVEMENT
Ongoing commitment:
– Regular third-party security audits
– Penetration testing
– Vulnerability assessments
– Security patch management
– Emerging threat monitoring
– Latest security technology investment
11. SECURE CHECKOUT INDICATORS
When you check out:
✓ Secure HTTPS connection
✓ Valid SSL certificate (padlock)
✓ PCI DSS compliance badge
✓ Encrypted payment forms
✓ Clear privacy/security info
✓ Official Opust Solutions branding
12. FREQUENTLY ASKED QUESTIONS
Q: Is my payment information safe?
A: Yes. Bank-grade encryption, and we never store complete card details.
Q: What is tokenization?
A: Replaces card details with a secure token that cannot reveal actual information.
Q: Do you store credit cards?
A: No. Tokenization used; only secure references stored.
Q: How do I know checkout is secure?
A: Look for “https://” and the padlock icon in the browser.
Q: What if I suspect fraud?
A: Contact [email protected] or call the 24/7 security hotline immediately.
Q: Is 2FA available?
A: Yes. Strongly recommend enabling for enhanced security.
13. SECURITY GUARANTEES
Our commitment:
– Zero liability for unauthorized transactions (when reported promptly)
– 24/7 security monitoring and support
– Immediate investigation of concerns
– Transparent communication
– Continuous security improvements
– Industry-leading fraud protection
14. CONTACT SECURITY TEAM
Security Questions or Concerns:
Email: [email protected]
24/7 Hotline: Live chat
Website: https://opustsolutions.com/security
Report suspicious activity immediately.
15. MERCHANT SUPPORT
For security assistance:
– Integration security guidance
– PCI compliance support
– Fraud prevention consultation
– Security best practices documentation
– Technical security support
Email: [email protected]
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YOUR SECURITY IS OUR COMMITMENT
We invest heavily in security infrastructure, maintain the highest industry certifications, and continuously improve security measures. Every transaction is protected by multiple layers of security.
Trust. Security. Reliability.
Last Updated: October 22, 2025